Loan Calculator

Calculate your monthly repayments, total interest, and full repayment schedule for any loan — personal loans, car finance, mortgages, or credit cards.

Loan Details
£
% APR
yrs
mths
Standard repayment — balance reduces each month
Overpayment
£
Affordability Check
£
Monthly Payment
per month
Total Repayable
Over full term
Total Interest
Cost of borrowing
Interest as % of loan
True cost ratio
Payoff Date
Balance Over Time
Remaining balance Capital repaid Cumulative interest
Compare two loan offers
Enter a second loan offer to compare the true total cost.
£
%
yrs
Full repayment schedule
Month Payment Interest Capital Balance
Also useful
Savings Calculator — see what saving instead would earn
Plan ahead
Retirement Planner — model your full financial picture