Retirement & Wealth Planner — UK Pay Calculator

Profile

Pensions

Investments

Property

Goals

About You

Current Age

Target Retirement Age

Current Annual Salary (gross)

Tax Band i

Expected Annual Pay Rise i

Inflation Assumption i

Region

England/Wales/NI Scotland

Include State Pension? i

Yes — include it No — exclude it

Your Pensions Add all DC pensions — current and old employers

Defined Benefit (Final Salary) Pension i

Annual income your DB pension will pay from retirement age. Check your annual statement.

ISA & Investments

Stocks & Shares ISA

Current ISA Value

Monthly Contribution

Assumed Growth Rate i

Platform Charge i

General Investment Account (GIA)

Current GIA Value

Monthly Contribution

Assumed Growth Rate

Platform Charge

Cash Savings

Current Cash Savings

Monthly Saving

Interest Rate (AER)

In ISA wrapper? i

No Cash ISA

Property

Include property in retirement wealth?

Current Property Value

Outstanding Mortgage

Annual Appreciation i

Mortgage Monthly Payment i

Mortgage Term Remaining (years)

BTL Rental Income (monthly) i

Property equity is illiquid — included in total wealth but flagged separately. You can't spend bricks unless you sell or downsize.

Retirement Goals

Target Annual Income i

In today's money, per year

Target Lump Sum i

On top of regular income — optional

Plan Retirement Duration i

Safe Withdrawal Rate i

Post-Retirement Growth Rate i

Drawdown Type

Flexible drawdown Fixed income