Salary Sacrifice Planner

This tool tells you exactly how much extra pension sacrifice to make if you want to stay below the £100k threshold.

1

Your situation

2

Year to date

3

Looking ahead

4

Pension details

Your Situation

Basic details to set up the calculation. Tax month is auto-detected from today's date.

Tax Year

Current Tax Month

Pay Frequency

Monthly 4-weekly Weekly

Region

England/Wales/NI Scotland

Year to Date Figures

From your most recent payslip — look for the YTD or "to date" columns.

From your payslip YTD column

Gross Earnings YTD

£

Payslip → "Gross pay to date"

Salary Sacrifice Pension YTD

£

Payslip → pre-tax deductions YTD

Relief at Source Pension YTD

£

Payslip → post-tax deductions YTD

Other Salary Sacrifice YTD

£

Payslip → other pre-tax deductions YTD

Benefits in Kind YTD

£

P11D form or ask HR for estimated annual value

Income Tax Paid YTD

£

Payslip → "Tax to date" or "PAYE to date"

This tool provides estimates for guidance only and does not constitute financial or pension advice. Annual allowance rules are complex — always verify with your pension provider or an IFA before making large contributions. Results based on 2025/26 tax year rates.

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Your Situation

Year to Date Figures

Looking Ahead

Pension Details